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Franklin County, MA: Home-Insurance Distress & Forced-Sale Pressure

Franklin County, MA: 5/100 (low) home-insurance distress; Franklin, MA band LOW; Franklin, MA #2,451 of 3,222 counties; Franklin, MA #12 of 14 in Massachusetts; raw Franklin, MA 6.1; Franklin, MA coverage multiplier 0.85.

FEMA hazard, Franklin, MA: 0/100; Franklin, MA declarations, three years: none; Franklin, MA five-year count 3 (severity 3.0); Franklin, MA ten-year 3.

Declared incidents on the Franklin, MA record: 2023 Hurricane 1 (Franklin, MA).

NFIP claims, Franklin, MA, three years: 1; Franklin, MA payouts $0; per Franklin, MA claim $0; Franklin, MA claim-stress 15/100.

Franklin, MA monthly score fell, 6 (March 2026) to 5 (October 2026); Franklin, MA by month: March 6, April 6, May 5, June 5 (Franklin, MA), July 5, August 5, September 5, October 5.

Franklin, MA components: NFIP claims 15; Franklin, MA retreat index 5; Franklin, MA climate multiplier 0.85.

Construction distress, Franklin, MA: 67/100 as of August 2026 (Franklin, MA: 35/100 one-to-four unit, 98/100 multifamily).

Franklin, MA ZIPs, June 2026 (Franklin, MA, 16 highest): score 0 (Franklin, MA), climate 94 (Franklin, MA): 01331; score 0 (Franklin, MA), climate 73 (Franklin, MA): 01002, 01096; score 0 (Franklin, MA), climate 69 (Franklin, MA): 01039; score 0 (Franklin, MA), climate 63 (Franklin, MA): 01054, 01072, 01093, 01301, Franklin, MA 01330, 01337, 01338, 01339, Franklin, MA 01340, 01341, 01342, 01344.

DLRadar rescores Franklin, MA monthly; Franklin, MA readings join Franklin, MA foreclosure, lien and ownership parcels (Franklin, MA), so cost-squeezed Franklin, MA owners surface before listing.

Inside Massachusetts, Franklin County ranks 12th of 14 counties for home-insurance distress at 5/100; Berkshire County (5/100) sits just above Franklin County, and Nantucket County (5/100) sits just below Franklin County.

Insurance distress
5/100
Franklin, MA: LOW
National rank
#2451
Franklin, MA: of 3,222 counties
FEMA hazard
0/100
Franklin County hazard
NFIP claim stress
15/100
Franklin, MA 3-year
Flood claims (3y)
1
Franklin, MA
Claims paid (3y)
$0
Franklin, MA payouts
Per claim
$0
Franklin, MA
Construction distress
67/100
Franklin, MA

Deterministic. Every Franklin County, MA signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, MA) · how insurance distress works in Franklin, MA · methodology

FAQ: Franklin County, MA insurance distress

What is the Franklin County, MA home-insurance-distress score?

Franklin, MA: 5/100 (LOW), #2,451 of 3,222, #12 in Massachusetts. FEMA hazard, Franklin, MA: 0/100; NFIP stress, Franklin, MA: 15/100; construction, Franklin, MA: 67/100; Franklin, MA rescores monthly.

Is Franklin County insurance distress getting better or worse (MA)?

Franklin, MA: 6 in March 2026; Franklin, MA: 5 in October 2026 (better); Franklin, MA NFIP claims score 15.

How many flood-insurance claims has Franklin County, MA had?

Franklin, MA: 1 NFIP claims, three years; Franklin, MA paid $0; per Franklin, MA claim $0; carriers reprice Franklin, MA against that record.

Which Franklin County ZIP codes carry the most insurance distress (MA)?

Franklin, MA, June 2026: 01331 at 0, 01002 at 0, 01096 at 0, 01039 at 0; Franklin, MA climate scores there: 94, 73, 73, 69.

Why does Franklin, MA insurance distress create sellers?

A Franklin, MA premium outruns the Franklin, MA budget; a carrier leaves Franklin, MA; Franklin, MA carrying cost passes plan; Franklin, MA owners sell while current; Franklin, MA insurance distress leads Franklin, MA foreclosure data.

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