ZIP 01354 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 01354 (Franklin County, Massachusetts) at a low 18/100 for overall property distress. What sets it apart are the readings on construction/permit lag (74/100), structural risk (41/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). The latent-versus-live split is 41/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (63/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $90,000, above the U.S. median near $78,000. 78% of housing is owner-occupied. Rent burden reaches 51% of tenant households. Home values center near $340,100, an affordability ratio of 3.6× — accessible. The poverty rate is 6.7% — low. The demographic-stress sub-score lands at 28/100. About 1,831 people live here, median age 44. Vacancy runs 2.4%. Around 46% of adults hold a bachelor's degree or higher. There are about 669 housing units across 01354.

Broadly, 01354 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 01354 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 01354 stays directly comparable to neighboring ZIPs and the rest of Franklin County, Massachusetts. Sparse data for 01354 shows as blanks, never estimates, and the score updates on every fresh public filing.

01354's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 01354 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.