ZIP 03451 Foreclosure, Tax-Lien & Distress Report
Cheshire County, New Hampshire · Affordable market
Composite property distress in 03451 (Cheshire County, New Hampshire) lands at 12/100 — minimal on DLRadar's distress scoring. What sets it apart are the readings on structural risk (25/100), construction/permit lag (19/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. On the structural side it scores 25/100, with 1/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (65/100).
The peak-phase market in 03451 posted values that rose 4.3% over the year, and 33% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
At $68,979, median income runs near typical U.S. levels. Vacancy runs 10.1%. Around 59% of renters are cost-burdened. Owners hold 79% of homes, renters 21%. About 14% have a four-year degree. On demographic stress specifically, 03451 scores 30/100. There are about 1,827 housing units across 03451. A median home runs $200,700 here, or 2.6 times local income. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. About 3,987 people live here, median age 51.
Overall, 03451 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 03451 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 03451's 12/100 can be lined up against any neighbor in Cheshire County, New Hampshire or any ZIP coast to coast. Sparse data for 03451 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 12/100 figure for 03451 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 03451 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 03451’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 03451 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 03451, the same set carried on every parcel.
Cheshire County ZIPs near 03451
Nearest ZIP codes to 03451
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New Hampshire distress
Further distress data across Cheshire County, New Hampshire at ZIP, county and state level.
Unlock parcel-level detail for ZIP 03451
The full 03451 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology