ZIP 03465 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 03465 (Cheshire County, New Hampshire) at a minimal 13/100 for overall property distress. Structural risk reads 27/100 against active distress of 1/100. Its standout signals are construction/permit lag (28/100), structural risk (27/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (65/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 38% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 10.5%. Owners hold 77% of homes, renters 23%. Home values center near $266,600, an affordability ratio of 2.9× — accessible. The demographic-stress sub-score lands at 27/100. The poverty rate is 5.5% — low. Around 39% of renters are cost-burdened. 2,034 residents call 03465 home, typically aged 39. At $79,375, median income runs near typical U.S. levels. There are about 837 housing units across 03465. About 29% have a four-year degree.

Overall 03465 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 03465 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 03465's 13/100 can be lined up against any neighbor in Cheshire County, New Hampshire or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 03465 reflects the current record instead of a stale or modeled snapshot.

Each component behind 03465 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. Treat 03465 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.