ZIP 03461 Property Distress & Foreclosure Data

Composite property distress in 03461 (Cheshire County, New Hampshire) lands at 15/100 — low on DLRadar's public-record scoring. Structural exposure scores 32 and live distress 1 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (46/100), structural risk (32/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (65/100).

The market reads expansion — home values rose 5.6% year on year, and 29% higher over three years, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 6,482 people live here, median age 36. 88% of housing is owner-occupied. There are about 2,179 housing units across 03461. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. Around 38% of adults hold a bachelor's degree or higher. The poverty rate is 9.7%. At $102,662, median income runs above typical U.S. levels. Rent burden reaches 31% of tenant households. The typical home is worth about $415,400 (3.4× income, relatively affordable). The demographic-stress sub-score lands at 27/100.

Net-net, 03461 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.