ZIP 01430 Foreclosure, Tax-Lien & Distress Report

Worcester County, Massachusetts's ZIP 01430 registers 29/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (65/100). Its heaviest discrete signals: structural risk (64/100), construction/permit lag (49/100), institutional ownership (42/100). By contrast, mortgage stress (18/100) register low. The split runs 64/100 structural to 5/100 active on the ground.

The market reads peak — home values rose 2.5% year on year, and 15% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

There are about 2,791 housing units across 01430. Roughly 9.4% live below the poverty line. 95% of housing is owner-occupied. On demographic stress specifically, 01430 scores 36/100. Population is roughly 6,450 with a median age of 41. Educational attainment sits at 41% bachelor's-or-above. A median home runs $391,700 here, or 3.2 times local income. Households earn a median $115,146 — above the roughly $78,000 national figure. Vacancy runs 18.2%, above the national norm and a classic distress-and-opportunity signal. Around 100% of renters are cost-burdened.

Net-net, 01430 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 01430 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 01430's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 01430 shows blanks, not estimates, wherever the record is sparse.

01430's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 01430 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.