ZIP 03450 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 03450 in Cheshire County, New Hampshire comes in at 13, a minimal composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (65/100)). The most distinctive pressure shows up in construction/permit lag (28/100), structural risk (27/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100). Structurally it carries 27/100, against 1/100 of stress already in motion.

The peak-phase market in 03450 posted values that rose 4.3% over the year, and 33% higher over three years, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 94% of homes, renters 6%. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. A median home runs $430,500 here, or 3.6 times local income. Around 51% of adults hold a bachelor's degree or higher. About 942 people live here, median age 57. On demographic stress specifically, 03450 scores 23/100. Vacancy runs 38.8%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 646 housing units. Around 12% of renters are cost-burdened. Median household income is $98,611, above the U.S. median near $78,000.

On the whole, 03450 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 03450 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 03450's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 03450 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 03450's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 03450 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.