Cheshire County, NH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Cheshire County, New Hampshire? DLRadar grades every Cheshire County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Cheshire County breakdown.
- Cheshire County's most distressed ZIP is 03458 at 25/100.
- 27 ZIP codes tracked in Cheshire County, averaging 13/100 distress.
- Cheshire County reads peak — home values up 4.3% year over year.
- Vacancy runs 18.7% across Cheshire County's tracked ZIPs, with a 9.7% poverty rate.
- The typical Cheshire County home is worth about $314,146 against a ~$84,930 median income.
- Lending headwind in Cheshire County sits at 77/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 03458 | 25/100 |
| 2 | 03431 | 13/100 |
| 3 | 03441 | 13/100 |
| 4 | 03443 | 13/100 |
| 5 | 03444 | 13/100 |
| 6 | 03445 | 13/100 |
| 7 | 03446 | 13/100 |
| 8 | 03447 | 13/100 |
| 9 | 03448 | 13/100 |
| 10 | 03450 | 13/100 |
| 11 | 03451 | 13/100 |
| 12 | 03452 | 13/100 |
Most distressed ZIP codes in Cheshire County (composite distress 0-100, 2026)
What is driving Cheshire County distress
DLRadar builds Cheshire County's distress picture only from records anyone can pull; its ZIPs average 13/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Cheshire County market phase and pricing
Cheshire County reads peak — home prices rose 4.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Cheshire County
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What people ask
Which part of Cheshire County, NH scores highest for distress?
ZIP 03458 leads Cheshire County at 25/100, recomputed monthly from public records.
How would you describe the Cheshire County market phase?
FHFA price-index movement places Cheshire County in peak; prices are up 4.3% over twelve months.
What are the sources behind these Cheshire County numbers?
Each Cheshire County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 27 local ZIPs and every other county in the country.
How much do distress scores vary between Cheshire County ZIP codes?
One county number flattens a wide range. Across the Cheshire County ZIPs DLRadar ranks, scores run from 25/100 in 03458 down to 13/100 in 03452, against a Cheshire County average of 13/100. Those 12 points separate the ZIPs worth working in Cheshire County from the rest.
What do Cheshire County home values and vacancy say about distressed supply?
The typical Cheshire County home carries about $314,146 of value against a median household income near $84,930. Vacancy across Cheshire County's tracked ZIPs runs 18.7% and the poverty rate is 9.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Cheshire County's foreclosure and tax-lien record and its 77/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.