ZIP 03457 Foreclosure, Tax-Lien & Distress Report

ZIP code 03457 in Cheshire County, New Hampshire carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (65/100). On the structural side it scores 25/100, with 1/100 of stress already active. What sets it apart are the readings on structural risk (25/100), construction/permit lag (19/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The peak-phase market in 03457 posted values that rose 4.3% over the year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $90,417, above the U.S. median near $78,000. Vacancy runs 40.3%, above the national norm and a classic distress-and-opportunity signal. Roughly 3.2% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 03457 scores 25/100. Home values center near $353,300, an affordability ratio of 3.9× — accessible. About 62% have a four-year degree. Owners hold 87% of homes, renters 13%. Population is roughly 720 with a median age of 46. Around 19% of renters are cost-burdened. The ZIP holds roughly 482 housing units.

Taken together, 03457 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 03457 is not published yet -- the ZIP-level readings above remain fully sourced.

The 03457 read uses the identical scoring model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 03457 stays directly comparable to neighboring ZIPs and the rest of Cheshire County, New Hampshire. Every figure is auditable to a public dataset and refreshed as records update; 03457 shows blanks, not estimates, wherever the record is sparse.

Each component behind 03457 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. In workflow terms, 03457 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.