ZIP 03455 Foreclosure, Tax-Lien & Distress Report

Cheshire County, New Hampshire's ZIP 03455 registers 13/100 composite distress, which DLRadar reads as minimal. Climate and flood risk are elevated too — climate & FEMA risk (65/100). On the structural side it scores 27/100, with 1/100 of stress already active. Its heaviest discrete signals: construction/permit lag (28/100), structural risk (27/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (3/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 31% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $74,219 — near the roughly $78,000 national figure. The ZIP holds roughly 1,076 housing units. 14.3% of residents fall below the poverty threshold. Rent burden reaches 49% of tenant households. The typical home is worth about $268,000 (3.4× income, relatively affordable). On demographic stress specifically, 03455 scores 31/100. About 39% have a four-year degree. Vacancy runs 8.0%. About 2,148 people live here, median age 45. The tenure split is 67% owner-occupied to 33% rented.

Net-net, 03455 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 03455 at the moment; the composite and its components are still built from verifiable public records.

Whether 03455 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 03455 can be compared directly against any other ZIP in Cheshire County, New Hampshire or nationwide. Where the public record is thin for 03455, the field stays empty rather than modeled, and fills in as new documents post.

The 13/100 for 03455 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 03455 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.