ZIP 03455 Property Distress & Foreclosure Data

In Cheshire County, New Hampshire, ZIP 03455 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (65/100). On the structural side it scores 32/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (46/100), structural risk (32/100), mortgage stress (4/100). By contrast, mortgage stress (4/100) and institutional ownership (3/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 31% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $74,219, median income runs near typical U.S. levels. The ZIP holds roughly 1,076 housing units. The poverty rate is 14.3%. Around 49% of renters are cost-burdened. The typical home is worth about $268,000 (3.4× income, relatively affordable). The demographic-stress sub-score lands at 31/100. Around 39% of adults hold a bachelor's degree or higher. The vacancy rate is 8.0%. About 2,148 people live here, median age 45. 67% of housing is owner-occupied.

Net-net, 03455 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.