ZIP 03440 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 03440 in Hillsborough County, New Hampshire comes in at 25, a low composite-distress reading. Property-level stress concentrates in construction/permit lag (75/100), structural risk (57/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (6/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (91/100). The split runs 57/100 structural to 2/100 active on the ground.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 31% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $91,094, above the U.S. median near $78,000. The ZIP holds roughly 1,338 housing units. 7.0% of residents fall below the poverty threshold. Around 33% of adults hold a bachelor's degree or higher. 81% of housing is owner-occupied. Population is roughly 2,622 with a median age of 47. Rent burden reaches 89% of tenant households. On demographic stress specifically, 03440 scores 35/100. Vacancy runs 22.3%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $300,000 (3.0× income, relatively affordable).

Taken together, 03440 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 03440 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 03440 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Hillsborough County, New Hampshire and the nation. The score is rebuilt from public data as it updates, so 03440 reflects the current record instead of a stale or modeled snapshot.

The 25/100 figure for 03440 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 03440 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.