ZIP 03440 Property Distress & Foreclosure Data

ZIP code 03440 in Hillsborough County, New Hampshire carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (85/100), structural risk (60/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100). On the structural side it scores 60/100, with 2/100 of stress already active.

The market reads expansion — home values rose 5.4% year on year, and 31% higher over three years (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $91,094, median income runs above typical U.S. levels. The ZIP holds roughly 1,338 housing units. The poverty rate is 7.0% — low. Around 33% of adults hold a bachelor's degree or higher. 81% of housing is owner-occupied. About 2,622 people live here, median age 47. Around 89% of renters are cost-burdened. The demographic-stress sub-score lands at 35/100. The vacancy rate is 22.3% — elevated. The typical home is worth about $300,000 (3.0× income, relatively affordable).

Net-net, 03440 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.