ZIP 05161 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 05161 in Windsor County, Vermont comes in at 29, a low composite-distress reading. Environmental exposure also runs high (FEMA disaster exposure (71/100), climate & FEMA risk (65/100)). Structural exposure scores 64 and live distress 6 on the 0–100 scale. Its standout signals are construction/permit lag (100/100), structural risk (64/100), institutional ownership (45/100). By contrast, mortgage stress (21/100) register low.

The market reads neutral — home values rose 4.4% year on year, and 23% higher over three years, at 29/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $121,375, above the U.S. median near $78,000. Rent burden reaches 0% of tenant households. The ZIP holds roughly 541 housing units. The vacancy rate is 48.3% — elevated. DLRadar's demographic-stress index for the area reads 24/100. Around 68% of adults hold a bachelor's degree or higher. Population is roughly 759 with a median age of 59. The tenure split is 93% owner-occupied to 7% rented. Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. Home values center near $547,900, an affordability ratio of 4.5×.

Taken together, 05161 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 05161 at the moment; the composite and its components are still built from verifiable public records.

Whether 05161 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 05161 can be compared directly against any other ZIP in Windsor County, Vermont or nationwide. The score is rebuilt from public data as it updates, so 05161 reflects the current record instead of a stale or modeled snapshot.

05161's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 05161 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.