ZIP 05738 Property Distress & Foreclosure Data

DLRadar grades ZIP 05738 (Rutland County, Vermont) at a low 22/100 for overall property distress. Property-level stress concentrates in structural risk (46/100), institutional ownership (45/100), construction/permit lag (40/100). By contrast, mortgage stress (21/100) register low. The latent-versus-live split is 46/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100).

The market reads peak — home values rose 4.8% year on year, and 63% higher over three years (phase confidence 44/100). Topping markets hide individual distress behind strong averages.

Around 33% of renters are cost-burdened. The vacancy rate is 28.1% — elevated. The ZIP holds roughly 565 housing units. About 1,287 people live here, median age 42. The poverty rate is 5.4% — low. The demographic-stress sub-score lands at 27/100. Around 43% of adults hold a bachelor's degree or higher. 91% of housing is owner-occupied. At $89,306, median income runs above typical U.S. levels. The typical home is worth about $331,900 (3.3× income, relatively affordable).

Net-net, 05738 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.