ZIP 05738 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 05738 (Rutland County, Vermont) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (60/100), institutional ownership (54/100). On the quiet end sit mortgage stress (21/100). Structural risk reads 60/100 against active distress of 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (71/100), flood (NFIP) exposure (67/100).

The neutral-phase market in 05738 posted values that rose 4.4% over the year, and 63% higher over three years (phase confidence 29/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Rent burden reaches 33% of tenant households. Vacancy runs 28.1%, above the national norm and a classic distress-and-opportunity signal. There are about 565 housing units across 05738. 1,287 residents call 05738 home, typically aged 42. The poverty rate is 5.4% — low. The demographic-stress sub-score lands at 27/100. Educational attainment sits at 43% bachelor's-or-above. The tenure split is 91% owner-occupied to 9% rented. Median household income is $89,306, above the U.S. median near $78,000. Home values center near $331,900, an affordability ratio of 3.3× — accessible.

Taken together, 05738 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 05738 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 05738's 27/100 can be lined up against any neighbor in Rutland County, Vermont or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 05738 shows blanks, not estimates, wherever the record is sparse.

Behind 05738's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 05738 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.