ZIP 05765 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 05765 (Rutland County, Vermont) returns a low composite of 27/100. The most distinctive pressure shows up in construction/permit lag (63/100), structural risk (60/100), institutional ownership (54/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100), flood (NFIP) exposure (67/100). Structurally it carries 60/100, against 6/100 of stress already in motion.

The neutral-phase market in 05765 posted values that rose 4.4% over the year, and 39% higher over three years (phase confidence 29/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $65,000, median income runs below typical U.S. levels. About 1,802 people live here, median age 43. On demographic stress specifically, 05765 scores 26/100. About 28% have a four-year degree. 14.7% of residents fall below the poverty threshold. The typical home is worth about $209,200 (3.1× income, relatively affordable). Rent burden reaches 20% of tenant households. Vacancy runs 9.1%. The tenure split is 83% owner-occupied to 17% rented. There are about 763 housing units across 05765.

Net-net, 05765 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 05765 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 05765's 27/100 can be lined up against any neighbor in Rutland County, Vermont or any ZIP coast to coast. 05765 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 figure for 05765 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 05765 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.