ZIP 05765 Property Distress & Foreclosure Data

DLRadar grades ZIP 05765 (Rutland County, Vermont) at a low 22/100 for overall property distress. Property-level stress concentrates in structural risk (46/100), institutional ownership (45/100), construction/permit lag (40/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). On the structural side it scores 46/100, with 6/100 of stress already active.

The market reads peak — home values rose 4.8% year on year, and 39% higher over three years (phase confidence 44/100). Topping markets hide individual distress behind strong averages.

At $65,000, median income runs below typical U.S. levels. About 1,802 people live here, median age 43. The demographic-stress sub-score lands at 26/100. Around 28% of adults hold a bachelor's degree or higher. The poverty rate is 14.7%. The typical home is worth about $209,200 (3.1× income, relatively affordable). Around 20% of renters are cost-burdened. The vacancy rate is 9.1%. 83% of housing is owner-occupied. The ZIP holds roughly 763 housing units.

Net-net, 05765 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

22/100
Composite stress
46/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 05765

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk54
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Rutland County

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