ZIP 12801 Property Distress & Foreclosure Data

In Warren County, New York, ZIP 12801 scores 10 of 100 for composite distress, a minimal level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (65/100)). Its standout signals are structural risk (20/100), mortgage stress (6/100), institutional ownership (3/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Structural exposure scores 20 and live distress 2 on the 0–100 scale.

The expansion-phase market in 12801 posted values that rose 11.2% over the year, and 26% higher over three years, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 6.4%. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $212,500, an affordability ratio of 2.8× — accessible. Educational attainment sits at 33% bachelor's-or-above. Population is roughly 14,689 with a median age of 37. Rent burden reaches 38% of tenant households. There are about 7,399 housing units across 12801. Median household income is $70,019, near the U.S. median near $78,000. Owners hold 51% of homes, renters 49%. 11.6% of residents fall below the poverty threshold.

On balance 12801 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.