ZIP 12801 Foreclosure, Tax-Lien & Distress Report
Warren County, New York · Distress market
ZIP code 12801 in Warren County, New York carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (65/100)). Property-level stress concentrates in structural risk (23/100), construction/permit lag (13/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural risk reads 23/100 against active distress of 2/100.
The market reads expansion — home values rose 9.1% year on year, and 26% higher over three years, at 56/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
The vacancy rate is 6.4%. The demographic-stress sub-score lands at 29/100. A median home runs $212,500 here, or 2.8 times local income. Educational attainment sits at 33% bachelor's-or-above. 14,689 residents call 12801 home, typically aged 37. Rent burden reaches 38% of tenant households. There are about 7,399 housing units across 12801. Median household income is $70,019, near the U.S. median near $78,000. Owners hold 51% of homes, renters 49%. 11.6% of residents fall below the poverty threshold.
Net-net, 12801 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 12801 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 12801's 11/100 can be lined up against any neighbor in Warren County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 12801 reflects the current record instead of a stale or modeled snapshot.
12801's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 12801 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 12801 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 12801 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 12801, the same set carried on every parcel.
Neighbouring ZIPs in Warren County
Nearest ZIP codes to 12801
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Additional distress intelligence spanning Warren County, New York by ZIP, county and state.
Get the full acquisition report for 12801
See who owns each distressed property in 12801, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology