ZIP 12886 Property Distress & Foreclosure Data

Warren County, New York's ZIP 12886 registers 10/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in structural risk (20/100), mortgage stress (6/100), institutional ownership (3/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (65/100). On the structural side it scores 20/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 11.2% over the trailing year (phase confidence 100/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 100% owner-occupied to 0% rented. Households earn a median $122,719 — above the roughly $78,000 national figure. On demographic stress specifically, 12886 scores 20/100. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. About 55% have a four-year degree. The vacancy rate is 25.6% — elevated. 199 residents call 12886 home, typically aged 58. The ZIP holds roughly 152 housing units. A median home runs $342,700 here, or 2.8 times local income.

Taken together, 12886 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.