ZIP 12886 Foreclosure, Tax-Lien & Distress Report
Warren County, New York · High Vacancy market
Warren County, New York's ZIP 12886 registers 13/100 composite distress, which DLRadar reads as minimal. Property-level stress concentrates in construction/permit lag (32/100), structural risk (28/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (65/100)). Structurally it carries 28/100, against 2/100 of stress already in motion.
The expansion-phase market in 12886 posted values that rose 9.1% over the year (phase confidence 56/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The tenure split is 100% owner-occupied to 0% rented. Households earn a median $122,719 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 20/100. The poverty rate is 6.5% — low. About 55% have a four-year degree. Vacancy runs 25.6%, above the national norm and a classic distress-and-opportunity signal. 199 residents call 12886 home, typically aged 58. There are about 152 housing units across 12886. A median home runs $342,700 here, or 2.8 times local income.
Net-net, 12886 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 12886 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 12886's 13/100 can be lined up against any neighbor in Warren County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 12886, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
12886's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 12886 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 12886 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 12886 Stress Report snapshot
The live 12886 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Warren County ZIP codes
Keep exploring New York distress
Further distress data across Warren County, New York at ZIP, county and state level.
See every distressed parcel in 12886
The full 12886 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Built from public records, scored the same way everywhere · methodology