ZIP 12886 Foreclosure, Tax-Lien & Distress Report

Warren County, New York's ZIP 12886 registers 11/100 composite distress, which DLRadar reads as minimal. Property-level stress concentrates in structural risk (23/100), construction/permit lag (13/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (65/100)). Structurally it carries 23/100, against 2/100 of stress already in motion.

The expansion-phase market in 12886 posted values that rose 9.1% over the year (phase confidence 56/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 100% owner-occupied to 0% rented. Households earn a median $122,719 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 32/100. The poverty rate is 6.5% — low. About 55% have a four-year degree. Vacancy runs 25.6%, above the national norm and a classic distress-and-opportunity signal. 199 residents call 12886 home, typically aged 58. There are about 152 housing units across 12886. A median home runs $342,700 here, or 2.8 times local income.

Net-net, 12886 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 12886 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 12886's 11/100 can be lined up against any neighbor in Warren County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 12886, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

12886's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 12886 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.