ZIP 13360 Foreclosure, Tax-Lien & Distress Report

In Hamilton County, New York, ZIP 13360 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (71/100). Structurally it carries 34/100, against 8/100 of stress already in motion. Its standout signals are construction/permit lag (54/100), institutional ownership (34/100), structural risk (34/100). By contrast, structural risk (34/100) and mortgage stress (28/100) register low.

The expansion-phase market in 13360 posted values that rose 6.0% over the year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $117,708, median income runs above typical U.S. levels. 7.3% of residents fall below the poverty threshold. The typical home is worth about $344,200 (2.5× income, relatively affordable). 97% of housing is owner-occupied. Vacancy runs 91.1%, above the national norm and a classic distress-and-opportunity signal. About 36% have a four-year degree. Rent burden reaches 100% of tenant households. DLRadar's demographic-stress index for the area reads 40/100. About 193 people live here, median age 43. There are about 805 housing units across 13360.

Net-net, 13360 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 13360 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 13360 runs through one identical public-record model, so its 15/100 sits on the same scale as every other ZIP in Hamilton County, New York and the nation. Nothing here is interpolated — where a source is thin for 13360, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

13360's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 13360 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.