ZIP 12117 Property Distress & Foreclosure Data

In Fulton County, New York, ZIP 12117 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 46/100 against active distress of 3/100. Its standout signals are construction/permit lag (72/100), structural risk (46/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (66/100)).

The expansion-phase market in 12117 posted values that rose 6.3% over the year, and 29% higher over three years, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $208,500, an affordability ratio of 2.9× — accessible. Owners hold 82% of homes, renters 18%. Vacancy runs 27.5%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 25% of tenant households. Median household income is $66,685, below the U.S. median near $78,000. There are about 1,773 housing units across 12117. Population is roughly 2,841 with a median age of 51. Educational attainment sits at 17% bachelor's-or-above. 13.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100.

On the whole, 12117 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.