ZIP 12117 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 12117 (Fulton County, New York) lands at 22/100 — low on DLRadar's public-record scoring. Structurally it carries 52/100, against 3/100 of stress already in motion. Its standout signals are construction/permit lag (95/100), structural risk (52/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (9/100). Climate and flood risk are elevated too — flood (NFIP) exposure (65/100).

The market reads peak — home values rose 4.9% year on year, and 29% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $208,500 here, or 2.9 times local income. Owners hold 82% of homes, renters 18%. Vacancy runs 27.5%, above the national norm and a classic distress-and-opportunity signal. Around 25% of renters are cost-burdened. Households earn a median $66,685 — below the roughly $78,000 national figure. There are about 1,773 housing units across 12117. Population is roughly 2,841 with a median age of 51. Around 17% of adults hold a bachelor's degree or higher. The poverty rate is 13.0%. The demographic-stress sub-score lands at 28/100.

Taken together, 12117 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 12117 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 12117 runs through one identical public-record model, so its 22/100 sits on the same scale as every other ZIP in Fulton County, New York and the nation. Sparse data for 12117 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 22/100 figure for 12117 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 12117 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.