ZIP 12816 Property Distress & Foreclosure Data

DLRadar grades ZIP 12816 (Washington County, New York) at a low 21/100 for overall property distress. Structural exposure scores 49 and live distress 3 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (73/100), structural risk (49/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (67/100)).

The expansion-phase market in 12816 posted values that rose 11.2% over the year, and 38% higher over three years, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 4,692 with a median age of 50. Home values center near $218,900, an affordability ratio of 2.7× — accessible. Owners hold 83% of homes, renters 17%. Median household income is $79,669, near the U.S. median near $78,000. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. 8.9% of residents fall below the poverty threshold. There are about 2,615 housing units across 12816. Rent burden reaches 58% of tenant households. Educational attainment sits at 32% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 29/100.

On the whole, 12816 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.