Washington County, NY: Home-Insurance Distress & Forced-Sale Pressure
Washington County, NY: 22/100 (low) home-insurance distress; Washington, NY band LOW; Washington, NY #2,067 of 3,222 counties; Washington, NY #44 of 62 in New York; raw Washington, NY 25.4; Washington, NY coverage multiplier 0.85.
FEMA hazard, Washington, NY: 0/100; Washington, NY declarations, three years: none.
NFIP claims, Washington, NY, three years: 2; Washington, NY payouts $28,976; per Washington, NY claim $14,488; Washington, NY claim-stress 64/100.
Washington, NY monthly score fell, 23 (March 2026) to 22 (October 2026); Washington, NY by month: March 23, April 23, May 22, June 22 (Washington, NY), July 22, August 22, September 22, October 22.
Washington, NY components: NFIP claims 64; Washington, NY retreat index 22; Washington, NY climate multiplier 0.85.
Construction distress, Washington, NY: 39/100 as of August 2026 (Washington, NY: 37/100 one-to-four unit, 17/100 multifamily).
Washington, NY ZIPs, June 2026 (Washington, NY, 16 highest): score 0 (Washington, NY), climate 83 (Washington, NY): 12090; score 0 (Washington, NY), climate 79 (Washington, NY): 12094; score 0 (Washington, NY), climate 77 (Washington, NY): 12185; score 0 (Washington, NY), climate 72 (Washington, NY): 12154; score 0 (Washington, NY), climate 70 (Washington, NY): 12028; score 0 (Washington, NY), climate 65 (Washington, NY): 12804; score 0 (Washington, NY), climate 63 (Washington, NY): 12828, 12844; score 0 (Washington, NY), climate 62 (Washington, NY): 12057, 12883; score 0 (Washington, NY), climate 58 (Washington, NY): 12809, 12816, 12819, 12821, Washington, NY 12823, 12827.
DLRadar rescores Washington, NY monthly; Washington, NY readings join Washington, NY foreclosure, lien and ownership parcels (Washington, NY), so cost-squeezed Washington, NY owners surface before listing.
Inside New York, Washington County ranks 44th of 62 counties for home-insurance distress at 22/100; Sullivan County (22/100) sits just above Washington County, and Herkimer County (22/100) sits just below Washington County.
Deterministic. Every Washington County, NY signal traces to a public Washington dataset (FEMA, NFIP, Census for Washington, NY) · how insurance distress works in Washington, NY · methodology
FAQ: Washington County, NY insurance distress
What is the Washington County, NY home-insurance-distress score?
Washington, NY: 22/100 (LOW), #2,067 of 3,222, #44 in New York. FEMA hazard, Washington, NY: 0/100; NFIP stress, Washington, NY: 64/100; construction, Washington, NY: 39/100; Washington, NY rescores monthly.
Is Washington County insurance distress getting better or worse (NY)?
Washington, NY: 23 in March 2026; Washington, NY: 22 in October 2026 (better); Washington, NY NFIP claims score 64.
How many flood-insurance claims has Washington County, NY had?
Washington, NY: 2 NFIP claims, three years; Washington, NY paid $28,976; per Washington, NY claim $14,488; carriers reprice Washington, NY against that record.
Which Washington County ZIP codes carry the most insurance distress (NY)?
Washington, NY, June 2026: 12090 at 0, 12094 at 0, 12185 at 0, 12154 at 0; Washington, NY climate scores there: 83, 79, 77, 72.
Why does Washington, NY insurance distress create sellers?
A Washington, NY premium outruns the Washington, NY budget; a carrier leaves Washington, NY; Washington, NY carrying cost passes plan; Washington, NY owners sell while current; Washington, NY insurance distress leads Washington, NY foreclosure data.