ZIP 12924 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 12924 (Clinton County, New York) returns a low composite of 18/100. On the structural side it scores 41/100, with 0/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (70/100)). Property-level stress concentrates in construction/permit lag (65/100), structural risk (41/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100).

The peak-phase market in 12924 posted values that rose 4.9% over the year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

DLRadar's demographic-stress index for the area reads 40/100. The ZIP holds roughly 137 housing units. About 0% have a four-year degree. The vacancy rate is 0.0%. The poverty rate is 3.3% — low. Population is roughly 230 with a median age of 45. Owners hold 14% of homes, renters 86%. Rent burden reaches 55% of tenant households. A median home runs $161,300 here.

On balance, 12924 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 12924 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 12924 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 12924 stays directly comparable to neighboring ZIPs and the rest of Clinton County, New York. Where the public record is thin for 12924, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 12924 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. For an operator, 12924 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.