ZIP 12985 Property Distress & Foreclosure Data

Clinton County, New York's ZIP 12985 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (73/100), structural risk (43/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (70/100). On the structural side it scores 43/100, with 1/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The ZIP holds roughly 428 housing units. Roughly 19.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 12985 scores 37/100. The tenure split is 85% owner-occupied to 15% rented. About 17% have a four-year degree. 775 residents call 12985 home, typically aged 51. Around 100% of renters are cost-burdened. A median home runs $157,900 here, or 2.1 times local income. Households earn a median $74,432 — near the roughly $78,000 national figure. The vacancy rate is 13.8% — elevated.

Taken together, 12985 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.