ZIP 12918 Foreclosure, Tax-Lien & Distress Report
Clinton County, New York · Distress market
Clinton County, New York's ZIP 12918 registers 18/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (65/100), structural risk (41/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). On the structural side it scores 41/100, with 1/100 of stress already active.
The peak-phase market in 12918 posted values that rose 4.9% over the year, and 13% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $93,902 — above the roughly $78,000 national figure. There are about 1,132 housing units across 12918. Around 40% of adults hold a bachelor's degree or higher. Around 47% of renters are cost-burdened. The typical home is worth about $206,700 (2.2× income, relatively affordable). About 2,762 people live here, median age 43. The poverty rate is 1.3% — low. The tenure split is 91% owner-occupied to 9% rented. The demographic-stress sub-score lands at 22/100. Vacancy runs 4.2%.
Overall 12918 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 12918 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 12918 runs through one identical public-record model, so its 18/100 sits on the same scale as every other ZIP in Clinton County, New York and the nation. Nothing here is interpolated — where a source is thin for 12918, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 12918's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 12918 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 12918 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 12918 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 12918, drawn from the same report attached to each property.
More ZIPs across Clinton County
Related reports across Clinton County, New York
Further distress data across Clinton County, New York at ZIP, county and state level.
The complete 12918 distress and acquisition report
Open 12918 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology