ZIP 12918 Property Distress & Foreclosure Data

ZIP code 12918 in Clinton County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (73/100), structural risk (43/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (4/100). Environmental exposure also runs high (climate & FEMA risk (70/100)). The latent-versus-live split is 43/100 structural and 1/100 already moving.

The expansion-phase market in 12918 posted values that rose 6.3% over the year, and 13% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $93,902, above the U.S. median near $78,000. The ZIP holds roughly 1,132 housing units. Educational attainment sits at 40% bachelor's-or-above. Around 47% of renters are cost-burdened. Home values center near $206,700, an affordability ratio of 2.2× — accessible. Population is roughly 2,762 with a median age of 43. 1.3% of residents fall below the poverty threshold. Owners hold 91% of homes, renters 9%. DLRadar's demographic-stress index for the area reads 22/100. The vacancy rate is 4.2%.

Broadly, 12918 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.