ZIP 12934 Foreclosure, Tax-Lien & Distress Report

ZIP 12934's composite property-distress score is 18/100 - DLRadar classes that as low for Clinton County, New York. Leading the profile are construction/permit lag (65/100), structural risk (41/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low. On the structural side it scores 41/100, with 1/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (70/100)).

The peak-phase market in 12934 posted values that rose 4.9% over the year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

Households earn a median $76,167 — near the roughly $78,000 national figure. The ZIP holds roughly 508 housing units. On demographic stress specifically, 12934 scores 22/100. Around 14% of renters are cost-burdened. About 1,147 people live here, median age 41. About 17% have a four-year degree. The typical home is worth about $115,100 (1.5× income, relatively affordable). The vacancy rate is 13.6% — elevated. The poverty rate is 11.5%. Owners hold 72% of homes, renters 28%.

Taken together, 12934 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 12934 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 12934 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12934 can be compared directly against any other ZIP in Clinton County, New York or nationwide. Where the public record is thin for 12934, the field stays empty rather than modeled, and fills in as new documents post.

The 18/100 for 12934 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 12934 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.