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ZIP 12959 Foreclosure, Tax-Lien & Distress Report

Clinton County, New York · High Poverty market

Composite property distress in 12959 (Clinton County, New York) lands at 18/100 — low on DLRadar's public-record scoring. Structural exposure scores 41 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (70/100). The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (41/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,790 people live here, median age 45. The poverty rate is 21.6% — high, a tax-stress and distress correlate. Home values center near $175,200, an affordability ratio of 2.8× — accessible. Educational attainment sits at 15% bachelor's-or-above. The tenure split is 93% owner-occupied to 7% rented. The vacancy rate is 5.2%. Median household income is $68,813, near the U.S. median near $78,000. There are about 925 housing units across 12959. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100.

Taken together, 12959 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 12959 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 12959's 18/100 can be lined up against any neighbor in Clinton County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 12959, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

12959's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 12959 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

18/100
Composite stress
41/100
Structural risk
1/100
Distress activity

What is driving ZIP 12959’s distress

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk70
9 further distress layers are graded for 12959

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 12959 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Clinton County

More distress data near 12959

Further distress data across Clinton County, New York at ZIP, county and state level.

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Built from public records, scored the same way everywhere · methodology

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