ZIP 12959 Property Distress & Foreclosure Data

ZIP code 12959 in Clinton County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 43 and live distress 1 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). What sets it apart are the readings on construction/permit lag (73/100), structural risk (43/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (4/100) register low.

The market reads expansion — home values rose 6.3% year on year, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,790 people live here, median age 45. The poverty rate is 21.6% — high, a tax-stress and distress correlate. The typical home is worth about $175,200 (2.8× income, relatively affordable). Around 15% of adults hold a bachelor's degree or higher. 93% of housing is owner-occupied. Vacancy runs 5.2%. At $68,813, median income runs near typical U.S. levels. There are about 925 housing units across 12959. Rent burden reaches 0% of tenant households. The demographic-stress sub-score lands at 23/100.

Net-net, 12959 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.