ZIP 12959 Foreclosure, Tax-Lien & Distress Report
Clinton County, New York · High Poverty market
Composite property distress in 12959 (Clinton County, New York) lands at 17/100 — low on DLRadar's distress scoring. Structural exposure scores 38 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (70/100). The sharpest non-environmental signals are construction/permit lag (56/100), structural risk (38/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (4/100) stay muted.
Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 1,790 people live here, median age 45. The poverty rate is 21.6% — high, a tax-stress and distress correlate. Home values center near $175,200, an affordability ratio of 2.8× — accessible. Educational attainment sits at 15% bachelor's-or-above. The tenure split is 93% owner-occupied to 7% rented. The vacancy rate is 5.2%. Median household income is $68,813, near the U.S. median near $78,000. There are about 925 housing units across 12959. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 23/100.
Taken together, 12959 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 12959 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 12959's 17/100 can be lined up against any neighbor in Clinton County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 12959, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
12959's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 12959 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 12959’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 12959 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Clinton County
Nearest ZIP codes to 12959
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 12959
Further distress data across Clinton County, New York at ZIP, county and state level.
Unlock parcel-level detail for ZIP 12959
See who owns each distressed property in 12959, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology