Clinton County, NY: Home-Insurance Distress & Forced-Sale Pressure
Clinton County, NY: 5/100 (low) home-insurance distress; Clinton, NY band LOW; Clinton, NY #2,472 of 3,222 counties; Clinton, NY #55 of 62 in New York; raw Clinton, NY 6.1; Clinton, NY coverage multiplier 0.85.
FEMA hazard, Clinton, NY: 0/100; Clinton, NY declarations, three years: none; Clinton, NY five-year count 3 (severity 3.0); Clinton, NY ten-year 3.
Declared incidents on the Clinton, NY record: 2023 Severe Storm 1 (Clinton, NY).
NFIP claims, Clinton, NY, three years: 1; Clinton, NY payouts $0; per Clinton, NY claim $0; Clinton, NY claim-stress 15/100.
Clinton, NY monthly score fell, 6 (March 2026) to 5 (October 2026); Clinton, NY by month: March 6, April 6, May 5, June 5 (Clinton, NY), July 5, August 5, September 5, October 5.
Clinton, NY components: NFIP claims 15; Clinton, NY retreat index 5; Clinton, NY climate multiplier 0.85.
Construction distress, Clinton, NY: 56/100 as of August 2026 (Clinton, NY: 80/100 one-to-four unit, 3/100 multifamily).
Clinton, NY ZIPs, June 2026 (Clinton, NY, 16 highest): score 0 (Clinton, NY), climate 70 (Clinton, NY): 12901, 12903, 12910, 12918, Clinton, NY 12919, 12921, 12923, 12924, Clinton, NY 12929, 12933, 12934, 12935, Clinton, NY 12952, 12955, 12958, 12959.
DLRadar rescores Clinton, NY monthly; Clinton, NY readings join Clinton, NY foreclosure, lien and ownership parcels (Clinton, NY), so cost-squeezed Clinton, NY owners surface before listing.
Inside New York, Clinton County ranks 55th of 62 counties for home-insurance distress at 5/100; Chemung County (5/100) sits just above Clinton County, and Seneca County (5/100) sits just below Clinton County.
Deterministic. Every Clinton County, NY signal traces to a public Clinton dataset (FEMA, NFIP, Census for Clinton, NY) · how insurance distress works in Clinton, NY · methodology
FAQ: Clinton County, NY insurance distress
What is the Clinton County, NY home-insurance-distress score?
Clinton, NY: 5/100 (LOW), #2,472 of 3,222, #55 in New York. FEMA hazard, Clinton, NY: 0/100; NFIP stress, Clinton, NY: 15/100; construction, Clinton, NY: 56/100; Clinton, NY rescores monthly.
Is Clinton County insurance distress getting better or worse (NY)?
Clinton, NY: 6 in March 2026; Clinton, NY: 5 in October 2026 (better); Clinton, NY NFIP claims score 15.
How many flood-insurance claims has Clinton County, NY had?
Clinton, NY: 1 NFIP claims, three years; Clinton, NY paid $0; per Clinton, NY claim $0; carriers reprice Clinton, NY against that record.
Which Clinton County ZIP codes carry the most insurance distress (NY)?
Clinton, NY, June 2026: 12901 at 0, 12903 at 0, 12910 at 0, 12918 at 0; Clinton, NY climate scores there: 70, 70, 70, 70.
Why does Clinton, NY insurance distress create sellers?
A Clinton, NY premium outruns the Clinton, NY budget; a carrier leaves Clinton, NY; Clinton, NY carrying cost passes plan; Clinton, NY owners sell while current; Clinton, NY insurance distress leads Clinton, NY foreclosure data.