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ZIP 13662 Foreclosure, Tax-Lien & Distress Report

St. Lawrence County, New York · Affordable market

On DLRadar's 0-100 public-record scale, ZIP 13662 in St. Lawrence County, New York comes in at 33, a moderate composite-distress reading. Environmental exposure also runs high (FEMA disaster exposure (94/100), flood (NFIP) exposure (90/100), climate & FEMA risk (76/100)). Leading the profile are structural risk (73/100), institutional ownership (64/100), construction/permit lag (57/100). By contrast, mortgage stress (27/100) register low. The latent-versus-live split is 73/100 structural and 8/100 already moving.

The market reads peak — home values rose 4.9% year on year, and 26% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 15,737 with a median age of 46. 67% of housing is owner-occupied. The vacancy rate is 9.2%. The ZIP holds roughly 7,863 housing units. The poverty rate is 19.8% — high, a tax-stress and distress correlate. Around 24% of adults hold a bachelor's degree or higher. The typical home is worth about $119,400 (2.1× income, relatively affordable). Households earn a median $56,987 — below the roughly $78,000 national figure. Around 43% of renters are cost-burdened. The demographic-stress sub-score lands at 29/100.

On balance 13662 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 13662 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13662 can be compared directly against any other ZIP in St. Lawrence County, New York or nationwide. Nothing here is interpolated — where a source is thin for 13662, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 13662's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 13662 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

33/100
Composite stress
73/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 13662

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk76
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 13662 Stress Report snapshot

The live 13662 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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