ZIP 13621 Property Distress & Foreclosure Data

DLRadar grades ZIP 13621 (St. Lawrence County, New York) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100). The latent-versus-live split is 70/100 structural and 8/100 already moving.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $63,125 — below the roughly $78,000 national figure. Roughly 45.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 331 housing units. Around 41% of renters are cost-burdened. A median home runs $161,000 here, or 2.5 times local income. About 37% have a four-year degree. The tenure split is 75% owner-occupied to 25% rented. On demographic stress specifically, 13621 scores 35/100. The vacancy rate is 26.1% — elevated. 683 residents call 13621 home, typically aged 29.

Taken together, 13621 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.