ZIP 13621 Foreclosure, Tax-Lien & Distress Report
St. Lawrence County, New York · High Vacancy market
St. Lawrence County, New York's ZIP 13621 registers 33/100 composite distress, which DLRadar reads as moderate. The sharpest non-environmental signals are structural risk (73/100), institutional ownership (64/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (27/100). Climate and flood risk are elevated too — FEMA disaster exposure (94/100), flood (NFIP) exposure (90/100), climate & FEMA risk (76/100). The split runs 73/100 structural to 8/100 active on the ground.
The peak-phase market in 13621 posted values that rose 4.9% over the year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Median household income is $63,125, below the U.S. median near $78,000. 45.4% of residents fall below the poverty threshold. There are about 331 housing units across 13621. Rent burden reaches 41% of tenant households. Home values center near $161,000, an affordability ratio of 2.5× — accessible. Educational attainment sits at 37% bachelor's-or-above. The tenure split is 75% owner-occupied to 25% rented. DLRadar's demographic-stress index for the area reads 35/100. Vacancy runs 26.1%, above the national norm and a classic distress-and-opportunity signal. 683 residents call 13621 home, typically aged 29.
On the whole, 13621 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 13621 at the moment; the composite and its components are still built from verifiable public records.
Because one deterministic model scores every ZIP, 13621's 33/100 can be lined up against any neighbor in St. Lawrence County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 13621 reflects the current record instead of a stale or modeled snapshot.
The 33/100 figure for 13621 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 13621 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 13621
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 13621 distress snapshot
Current distress, phase, housing and lender-pressure figures for 13621, drawn from the same report attached to each property.
Adjacent St. Lawrence County ZIP reports
Related reports across St. Lawrence County, New York
Keep going: ZIP, county and state distress coverage for St. Lawrence County, New York.
Get the full acquisition report for 13621
The full 13621 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology