ZIP 13633 Foreclosure, Tax-Lien & Distress Report
St. Lawrence County, New York · High Vacancy market
ZIP 13633's composite property-distress score is 33/100 - DLRadar classes that as moderate for St. Lawrence County, New York. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), flood (NFIP) exposure (90/100), climate & FEMA risk (76/100). What sets it apart are the readings on structural risk (73/100), institutional ownership (64/100), construction/permit lag (57/100). On the quiet end sit mortgage stress (27/100). The latent-versus-live split is 73/100 structural and 8/100 already moving.
The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Home values center near $98,300, an affordability ratio of 1.4× — accessible. The tenure split is 96% owner-occupied to 4% rented. About 378 people live here, median age 31. There are about 175 housing units across 13633. Vacancy runs 34.1%, above the national norm and a classic distress-and-opportunity signal. About 15% have a four-year degree. On demographic stress specifically, 13633 scores 35/100. Around 100% of renters are cost-burdened. Median household income is $62,917, below the U.S. median near $78,000. 11.1% of residents fall below the poverty threshold.
On the whole, 13633 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 13633 at the moment; the composite and its components are still built from verifiable public records.
Whether 13633 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13633 can be compared directly against any other ZIP in St. Lawrence County, New York or nationwide. The score is rebuilt from public data as it updates, so 13633 reflects the current record instead of a stale or modeled snapshot.
13633's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 13633 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 13633
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 13633 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 13633, the same set carried on every parcel.
St. Lawrence County ZIPs near 13633
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Deterministic scoring, sourced entirely from public data · methodology