ZIP 13654 Property Distress & Foreclosure Data

Composite property distress in 13654 (St. Lawrence County, New York) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100). The latent-versus-live split is 70/100 structural and 8/100 already moving.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $71,389 — near the roughly $78,000 national figure. On demographic stress specifically, 13654 scores 28/100. Roughly 22.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 37% of renters are cost-burdened. The ZIP holds roughly 1,010 housing units. About 20% have a four-year degree. The vacancy rate is 19.4% — elevated. 2,370 residents call 13654 home, typically aged 42. A median home runs $121,600 here, or 1.8 times local income. The tenure split is 83% owner-occupied to 17% rented.

Taken together, 13654 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.