ZIP 13630 Property Distress & Foreclosure Data

DLRadar grades ZIP 13630 (St. Lawrence County, New York) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). mortgage stress (27/100) stay muted. On the structural side it scores 70/100, with 8/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. 1,307 residents call 13630 home, typically aged 42. Around 0% of renters are cost-burdened. A median home runs $92,700 here, or 1.3 times local income. The ZIP holds roughly 408 housing units. On demographic stress specifically, 13630 scores 16/100. Households earn a median $67,000 — below the roughly $78,000 national figure. The vacancy rate is 9.4%. About 15% have a four-year degree. The tenure split is 95% owner-occupied to 5% rented.

Overall, 13630 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.