ZIP 13630 Foreclosure, Tax-Lien & Distress Report
St. Lawrence County, New York · Affordable market
DLRadar grades ZIP 13630 (St. Lawrence County, New York) at a moderate 33/100 for overall property distress. What sets it apart are the readings on structural risk (73/100), institutional ownership (64/100), construction/permit lag (57/100). By contrast, mortgage stress (27/100) register low. Structural exposure scores 73 and live distress 8 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (94/100), flood (NFIP) exposure (90/100), climate & FEMA risk (76/100).
The peak-phase market in 13630 posted values that rose 4.9% over the year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
5.6% of residents fall below the poverty threshold. 1,307 residents call 13630 home, typically aged 42. Rent burden reaches 0% of tenant households. The typical home is worth about $92,700 (1.3× income, relatively affordable). There are about 408 housing units across 13630. On demographic stress specifically, 13630 scores 16/100. Median household income is $67,000, below the U.S. median near $78,000. The vacancy rate is 9.4%. Around 15% of adults hold a bachelor's degree or higher. Owners hold 95% of homes, renters 5%.
Overall, 13630 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 13630 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 13630 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 13630 stays directly comparable to neighboring ZIPs and the rest of St. Lawrence County, New York. Nothing here is interpolated — where a source is thin for 13630, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 13630's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 13630 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 13630
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 13630 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other St. Lawrence County ZIP codes
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Keep going: ZIP, county and state distress coverage for St. Lawrence County, New York.
The complete 13630 distress and acquisition report
Open 13630 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology