ZIP 12927 Property Distress & Foreclosure Data

ZIP code 12927 in St. Lawrence County, New York carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (27/100). Environmental exposure also runs high (flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100)). On the structural side it scores 70/100, with 8/100 of stress already active.

The expansion-phase market in 12927 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 67.6% — elevated. Population is roughly 308 with a median age of 60. Around 0% of renters are cost-burdened. The ZIP holds roughly 508 housing units. Median household income is $64,583, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 23/100. 5.2% of residents fall below the poverty threshold. Home values center near $120,900. Educational attainment sits at 27% bachelor's-or-above. Owners hold 93% of homes, renters 7%.

On the whole, 12927 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.