ZIP 13690 Foreclosure, Tax-Lien & Distress Report
St. Lawrence County, New York · High Vacancy market
In St. Lawrence County, New York, ZIP 13690 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. The sharpest non-environmental signals are structural risk (73/100), institutional ownership (64/100), construction/permit lag (57/100). mortgage stress (27/100) stay muted. The latent-versus-live split is 73/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (90/100), climate & FEMA risk (76/100).
The peak-phase market in 13690 posted values that rose 4.9% over the year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
The typical home is worth about $108,300 (1.4× income, relatively affordable). 28.9% of residents fall below the poverty threshold. There are about 476 housing units across 13690. Around 39% of renters are cost-burdened. At $58,611, median income runs below typical U.S. levels. Educational attainment sits at 27% bachelor's-or-above. The tenure split is 83% owner-occupied to 17% rented. DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 43.0% — elevated. 651 residents call 13690 home, typically aged 50.
Net-net, 13690 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 13690 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 13690 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in St. Lawrence County, New York and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 13690 shows blanks, not estimates, wherever the record is sparse.
13690's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 13690 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 13690
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 13690 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 13690, the same set carried on every parcel.
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See every distressed parcel in 13690
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Rules-based scoring — each signal ties to a public dataset · methodology