St. Lawrence County, NY: Foreclosures, Tax Liens & Distressed Properties

St. Lawrence County, NY, New York: 54 ZIP codes scored, St. Lawrence County, NY averaging 30/100 (moderate, St. Lawrence, NY), from 15 to 31. St. Lawrence County, NY is in its peak phase (St. Lawrence, NY confidence 36/100): St. Lawrence, NY home prices up 4.9% (St. Lawrence, NY) over twelve months. St. Lawrence County, NY lender headwind: 55/100.

Highest-scoring St. Lawrence County, NY ZIPs: 12922 (31/100), 12927 (31/100), 12965 (31/100), 12973 (31/100), 13613 (31/100), 13614 (31/100). Also scored in St. Lawrence County, NY: 13617, 13621, 13623, 13625, 13630, 13633, 13635, 13639, 13645, 13646.

Across St. Lawrence County, NY's scored ZIPs: median home value $127,776, household income $63,747, 30.5% vacancy, 17.6% poverty, 77% owner-occupied, median age 42.7.

St. Lawrence County, NY insurance distress 80/100 (#335 in the US); FEMA hazard 74/100 for St. Lawrence, NY; 4 federal disaster declarations in St. Lawrence County, NY since 2023 (2 flood); 8 St. Lawrence, NY NFIP flood claims, $1.1M paid; St. Lawrence, NY construction distress 51/100.

9 banks with 27 branches lend in St. Lawrence County, NY; St. Lawrence, NY weighted bank stress 63/100, highest 97/100 in St. Lawrence, NY.

St. Lawrence County, NY unemployment 5.2% (St. Lawrence, NY -0.4 pts, six months); 212 new housing units permitted in St. Lawrence County, NY over twelve months, St. Lawrence, NY down 2% from 216; St. Lawrence, NY home prices +6.7% a year (St. Lawrence, NY) over three years.

51,970 housing units in St. Lawrence County, NY; 11,892 St. Lawrence, NY renter households; 46% of St. Lawrence, NY renters spend 30%+ of income on rent, 27% (St. Lawrence, NY) half or more.

St. Lawrence County, NY ranks #1,116 nationally on the opportunity index (St. Lawrence, NY, among all ranked counties); St. Lawrence, NY scores 30.8/100 and St. Lawrence, NY sits #16 inside New York. St. Lawrence, NY is in the early_signal opportunity phase; St. Lawrence, NY's primary driver is vacancy, St. Lawrence, NY second driver construction; St. Lawrence, NY moved down 270 places. 4 short-sale listings across St. Lawrence, NY; 47 days on market observed in St. Lawrence, NY; 17.8% vacancy over 54 St. Lawrence, NY ZIPs.

No CFPB county sample covers St. Lawrence County, NY. The non-metro area reading for St. Lawrence, NY: 0.8% ninety-plus days late; St. Lawrence, NY's thirty-to-eighty-nine share is 3.0% (St. Lawrence, NY, December 2025 data); New York overall 1.0%.

St. Lawrence County, NY has 8 watched banks; 8 St. Lawrence, NY banks sit in an elevated band. St. Lawrence, NY footprints: Community Bank National Assn (8 branches, stress 68) in St. Lawrence, NY; Nbt Bank National Assn (4 branches, stress 61) in St. Lawrence, NY; North Country Savings Bank (4 branches, stress 52) in St. Lawrence, NY.

HUD lists 1 assisted multifamily property in St. Lawrence County, NY with 75 units.

10,304 of the 51,970 housing units in St. Lawrence, NY sit vacant. St. Lawrence County, NY permitted 5 multifamily units in twelve months; St. Lawrence, NY's one-to-four unit structures added 207 units in St. Lawrence County, NY.