St. Lawrence County, NY: Foreclosures, Tax Liens & Distressed Properties

Across St. Lawrence County, New York, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. 54 ZIP codes are tracked county-wide, averaging 31/100 distress. On bank and credit headwind, St. Lawrence County scores 55/100. ZIP-level distress ranges from 33/100 at the top down to 26/100.

In its peak phase, St. Lawrence County home prices rose 4.9% across the last year, at 36/100 phase confidence. With pricing topped out, blanket buying underperforms as the ZIP scores below show.

With St. Lawrence County flat at +4.9% YoY (36/100 confidence), the discount lives in outliers — target the few ZIPs carrying distress. A moderate 55/100 lender headwind implies a blend the ZIP scores sort out.

By composite, 12922 (33/100), 12927 (33/100), 12965 (33/100), 12967 (33/100), 12973 (33/100), 13613 (33/100) top the county — tap any ZIP to go deeper. The breakdown continues through 13614, 13617, 13621, 13623, 13625, 13630, 13633, 13635, 13639, 13645 and more.

Demographically, St. Lawrence County's scored ZIPs show 30.5% of units sitting vacant, 77% owner-occupancy, 17.6% of households below the poverty line, residents with a median age around 42.7, typical home values near $127,776, a median household income near $63,747 (below the US norm). Taken together, they frame the depth of motivated supply and the pace of resale.

Net of it all, 31/100 over 54 ZIPs means distress here is parcel-specific rather than a blanket buy. Inside DLRadar, each St. Lawrence County property carries owner, APN and address, a distress score and bank-exposure read.

Whether St. Lawrence County, New York carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so St. Lawrence County can be compared directly against any county in the country.

The point of scoring St. Lawrence County, New York is to narrow it — the high-composite ZIPs carry the distress, and everything below them rarely repays the outreach cost. Every St. Lawrence County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

Drilling in, St. Lawrence County's highest-scoring ZIPs are 12922 (33/100), 12927 (33/100), 12965 (33/100), 12967 (33/100), 12973 (33/100), 13613 (33/100). DLRadar also scores 13614, 13617, 13621, 13623, 13625, 13630, 13633, 13635 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The St. Lawrence County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.