ZIP 12973 Property Distress & Foreclosure Data

In St. Lawrence County, New York, ZIP 12973 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100). Its standout signals are structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). mortgage stress (27/100) stay muted. Structural exposure scores 70 and live distress 8 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $86,875 — near the roughly $78,000 national figure. 136 residents call 12973 home, typically aged 39. The tenure split is 100% owner-occupied to 0% rented. Vacancy runs 43.3%, above the national norm and a classic distress-and-opportunity signal. Roughly 8.8% live below the poverty line. A median home runs $106,300 here, or 1.1 times local income. There are about 109 housing units across 12973. About 10% have a four-year degree. On demographic stress specifically, 12973 scores 23/100.

Taken together, 12973 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.