ZIP 13672 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 13672 (St. Lawrence County, New York) at a moderate 31/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (90/100), climate & FEMA risk (76/100), FEMA disaster exposure (74/100). The split runs 68/100 structural to 8/100 active on the ground. Its heaviest discrete signals: structural risk (68/100), institutional ownership (59/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (27/100).

The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

At $73,448, median income runs near typical U.S. levels. 8.6% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 38/100. The vacancy rate is 57.4% — elevated. Rent burden reaches 100% of tenant households. Educational attainment sits at 22% bachelor's-or-above. About 408 people live here, median age 48. There are about 443 housing units across 13672. Owners hold 62% of homes, renters 38%. The typical home is worth about $97,500 (1.3× income, relatively affordable).

Net-net, 13672 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 13672 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 13672 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13672 can be compared directly against any other ZIP in St. Lawrence County, New York or nationwide. The score is rebuilt from public data as it updates, so 13672 reflects the current record instead of a stale or modeled snapshot.

Behind 13672's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 13672 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.