ZIP 13687 Foreclosure, Tax-Lien & Distress Report
St. Lawrence County, New York · High Vacancy market
ZIP code 13687 in St. Lawrence County, New York carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (73/100), institutional ownership (64/100), construction/permit lag (57/100). By contrast, mortgage stress (27/100) register low. Structural exposure scores 73 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (94/100), flood (NFIP) exposure (90/100), climate & FEMA risk (76/100).
The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
421 residents call 13687 home, typically aged 56. The tenure split is 97% owner-occupied to 3% rented. Home values center near $169,200, an affordability ratio of 3.8× — accessible. Median household income is $43,355, below the U.S. median near $78,000. The ZIP holds roughly 467 housing units. DLRadar's demographic-stress index for the area reads 34/100. The poverty rate is 16.1%. Vacancy runs 63.1%, above the national norm and a classic distress-and-opportunity signal. Around 22% of adults hold a bachelor's degree or higher.
On the whole, 13687 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 13687 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 13687's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 13687 reflects the current record instead of a stale or modeled snapshot.
13687's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 13687 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 13687 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 13687 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 13687, the same set carried on every parcel.
Neighbouring ZIPs in St. Lawrence County
Explore related distress reports
Further distress data across St. Lawrence County, New York at ZIP, county and state level.
Get the full acquisition report for 13687
The full 13687 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology