ZIP 13684 Foreclosure, Tax-Lien & Distress Report
St. Lawrence County, New York · High Vacancy market
Scored purely from public records, 13684 (St. Lawrence County, New York) returns a moderate composite of 33/100. Structurally it carries 73/100, against 8/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (94/100), flood (NFIP) exposure (90/100), climate & FEMA risk (76/100)). Leading the profile are structural risk (73/100), institutional ownership (64/100), construction/permit lag (57/100). mortgage stress (27/100) stay muted.
Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The typical home is worth about $114,300 (2.0× income, relatively affordable). On demographic stress specifically, 13684 scores 25/100. The tenure split is 86% owner-occupied to 14% rented. Around 15% of adults hold a bachelor's degree or higher. Population is roughly 1,105 with a median age of 43. The poverty rate is 23.4% — high, a tax-stress and distress correlate. The vacancy rate is 35.6% — elevated. Median household income is $56,250, below the U.S. median near $78,000. There are about 674 housing units across 13684. Rent burden reaches 5% of tenant households.
Net-net, 13684 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 13684 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 13684 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 13684, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 33/100 for 13684 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 13684 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 13684
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 13684 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 13684, the same set carried on every parcel.
Nearby ZIPs in St. Lawrence County
More distress data near 13684
Keep going: ZIP, county and state distress coverage for St. Lawrence County, New York.
Get the full acquisition report for 13684
Open 13684 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology