ZIP 13670 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 13670 (St. Lawrence County, New York) at a moderate 33/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (94/100), flood (NFIP) exposure (90/100), climate & FEMA risk (76/100)). On the structural side it scores 73/100, with 8/100 of stress already active. Leading the profile are structural risk (73/100), institutional ownership (64/100), construction/permit lag (57/100). mortgage stress (27/100) stay muted.

The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The demographic-stress sub-score lands at 31/100. Population is roughly 382 with a median age of 57. Households earn a median $32,500 — below the roughly $78,000 national figure. Rent burden reaches 21% of tenant households. The tenure split is 90% owner-occupied to 10% rented. The vacancy rate is 59.4% — elevated. Around 4% of adults hold a bachelor's degree or higher. The typical home is worth about $58,000 (1.9× income, relatively affordable). Roughly 23.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 433 housing units.

Taken together, 13670 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 13670 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 13670 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 13670 stays directly comparable to neighboring ZIPs and the rest of St. Lawrence County, New York. The score is rebuilt from public data as it updates, so 13670 reflects the current record instead of a stale or modeled snapshot.

The 33/100 for 13670 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 13670 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.