ZIP 13680 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 13680 in St. Lawrence County, New York comes in at 31, a moderate composite-distress reading. Structural exposure scores 70 and live distress 8 on the 0–100 scale. The most distinctive pressure shows up in structural risk (70/100), institutional ownership (60/100), construction/permit lag (52/100). By contrast, mortgage stress (27/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (90/100), FEMA disaster exposure (84/100), climate & FEMA risk (76/100)).

The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 87% of homes, renters 13%. Home values center near $98,200, an affordability ratio of 1.8× — accessible. Vacancy runs 11.2%. The demographic-stress sub-score lands at 29/100. 1,417 residents call 13680 home, typically aged 29. There are about 546 housing units across 13680. Roughly 27.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 43% of renters are cost-burdened. About 23% have a four-year degree. Median household income is $73,000, near the U.S. median near $78,000.

Taken together, 13680 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 13680 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 13680 runs through one identical scoring model, so its 31/100 sits on the same scale as every other ZIP in St. Lawrence County, New York and the nation. Where the record is thin for 13680, the field stays empty rather than modeled, and fills in as new documents post.

13680's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 13680 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.