ZIP 13658 Property Distress & Foreclosure Data

DLRadar grades ZIP 13658 (St. Lawrence County, New York) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). By contrast, mortgage stress (27/100) register low. The latent-versus-live split is 70/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100).

The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $62,102, median income runs below typical U.S. levels. Around 26% of renters are cost-burdened. The demographic-stress sub-score lands at 22/100. About 2,028 people live here, median age 44. The vacancy rate is 11.3% — elevated. Around 21% of adults hold a bachelor's degree or higher. The typical home is worth about $110,700 (1.8× income, relatively affordable). 88% of housing is owner-occupied. The poverty rate is 12.5%. The ZIP holds roughly 1,063 housing units.

Net-net, 13658 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.