ZIP 13676 Property Distress & Foreclosure Data

DLRadar grades ZIP 13676 (St. Lawrence County, New York) at a moderate 31/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100). The latent-versus-live split is 70/100 structural and 8/100 already moving. Property-level stress concentrates in structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). By contrast, mortgage stress (27/100) register low.

The market reads expansion — home values rose 6.3% year on year, and 14% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 6,018 housing units. The poverty rate is 17.3% — high, a tax-stress and distress correlate. At $56,900, median income runs below typical U.S. levels. Around 40% of adults hold a bachelor's degree or higher. 60% of housing is owner-occupied. The typical home is worth about $160,200 (2.6× income, relatively affordable). The vacancy rate is 12.3% — elevated. The demographic-stress sub-score lands at 32/100. Around 58% of renters are cost-burdened. About 13,408 people live here, median age 31.

Net-net, 13676 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.