ZIP 13649 Foreclosure, Tax-Lien & Distress Report
St. Lawrence County, New York · High Vacancy market
In St. Lawrence County, New York, ZIP 13649 scores 31 of 100 for composite distress, a moderate level on DLRadar's distress index. Leading the profile are structural risk (68/100), institutional ownership (59/100), construction/permit lag (52/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (76/100), FEMA disaster exposure (74/100). Structurally it carries 68/100, against 0/100 of stress already in motion.
The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The tenure split is 100% owner-occupied to 0% rented. Educational attainment sits at 45% bachelor's-or-above. 58 residents call 13649 home, typically aged 55. DLRadar's demographic-stress index for the area reads 56/100. Vacancy runs 43.6%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 39 housing units. The poverty rate is 0.0% — low.
Taken together, 13649 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 13649 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 13649's 31/100 can be lined up against any neighbor in St. Lawrence County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 13649, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 31/100 figure for 13649 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 13649 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 13649
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 13649 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 13649, the same set carried on every parcel.
Neighbouring ZIPs in St. Lawrence County
Nearest ZIP codes to 13649
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 13649
Keep going: ZIP, county and state distress coverage for St. Lawrence County, New York.
The complete 13649 distress and acquisition report
Pull every distressed parcel in 13649 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology