ZIP 13649 Property Distress & Foreclosure Data
DLRadar grades ZIP 13649 (St. Lawrence County, New York) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (70/100), institutional ownership (65/100), construction/permit lag (49/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), FEMA disaster exposure (83/100), climate & FEMA risk (76/100). On the structural side it scores 70/100, with 0/100 of stress already active.
The market reads expansion — home values rose 6.3% year on year (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
100% of housing is owner-occupied. Around 45% of adults hold a bachelor's degree or higher. About 58 people live here, median age 55. The demographic-stress sub-score lands at 19/100. The vacancy rate is 43.6% — elevated. The ZIP holds roughly 39 housing units. The poverty rate is 0.0% — low.
Net-net, 13649 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 13649
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in St. Lawrence County
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Deterministic. Every signal traces to a public dataset · methodology