ZIP 12957 Property Distress & Foreclosure Data

Composite property distress in 12957 (Franklin County, New York) lands at 23/100 — low on DLRadar's public-record scoring. Structural risk reads 50/100 against active distress of 7/100. Environmental exposure also runs high (FEMA disaster exposure (73/100), flood (NFIP) exposure (62/100)). The sharpest non-environmental signals are institutional ownership (53/100), structural risk (50/100), construction/permit lag (34/100). On the quiet end sit construction/permit lag (34/100) and mortgage stress (23/100).

The expansion-phase market in 12957 posted values that rose 6.5% over the year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 926 housing units across 12957. Home values center near $87,600, an affordability ratio of 1.5× — accessible. DLRadar's demographic-stress index for the area reads 27/100. Vacancy runs 9.2%. Owners hold 60% of homes, renters 40%. Median household income is $57,839, below the U.S. median near $78,000. Educational attainment sits at 14% bachelor's-or-above. 22.8% of residents fall below the poverty threshold. Population is roughly 1,721 with a median age of 41. Rent burden reaches 29% of tenant households.

On the whole, 12957 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.