ZIP 12930 Foreclosure, Tax-Lien & Distress Report

Franklin County, New York's ZIP 12930 registers 25/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (55/100), institutional ownership (52/100), construction/permit lag (45/100). On the quiet end sit mortgage stress (24/100). It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), flood (NFIP) exposure (63/100). Structural exposure scores 55 and live distress 7 on the 0–100 scale.

Prices here sit in a expansion phase: values rose 5.9% over the trailing year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $67,458, median income runs below typical U.S. levels. There are about 425 housing units across 12930. Rent burden reaches 0% of tenant households. About 12% have a four-year degree. The demographic-stress sub-score lands at 19/100. The tenure split is 89% owner-occupied to 11% rented. 13.0% of residents fall below the poverty threshold. Home values center near $101,600, an affordability ratio of 1.4× — accessible. The vacancy rate is 18.2% — elevated. 866 residents call 12930 home, typically aged 44.

Taken together, 12930 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 12930's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 12930, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 for 12930 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 12930 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.