ZIP 12930 Property Distress & Foreclosure Data

Franklin County, New York's ZIP 12930 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (54/100), structural risk (51/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100) and mortgage stress (24/100). Environmental exposure also runs high (FEMA disaster exposure (73/100), flood (NFIP) exposure (63/100)). On the structural side it scores 51/100, with 7/100 of stress already active.

The expansion-phase market in 12930 posted values that rose 6.5% over the year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $67,458, below the U.S. median near $78,000. The ZIP holds roughly 425 housing units. Around 0% of renters are cost-burdened. Educational attainment sits at 12% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 19/100. Owners hold 89% of homes, renters 11%. 13.0% of residents fall below the poverty threshold. Home values center near $101,600, an affordability ratio of 1.4× — accessible. The vacancy rate is 18.2% — elevated. Population is roughly 866 with a median age of 44.

On the whole, 12930 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

23/100
Composite stress
51/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 12930

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk50
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Franklin County

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