ZIP 12953 Foreclosure, Tax-Lien & Distress Report
Franklin County, New York · High Vacancy market
Composite property distress in 12953 (Franklin County, New York) lands at 23/100 — low on DLRadar's distress scoring. Structurally it carries 51/100, against 7/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (51/100), structural risk (51/100), institutional ownership (45/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (60/100).
The market reads expansion — home values rose 6.0% year on year, and 24% higher over three years, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 15.8% — elevated. The demographic-stress sub-score lands at 25/100. The typical home is worth about $129,400 (1.9× income, relatively affordable). Around 23% of renters are cost-burdened. 65% of housing is owner-occupied. There are about 5,589 housing units across 12953. About 12,842 people live here, median age 42. Around 23% of adults hold a bachelor's degree or higher. Roughly 12.4% live below the poverty line. At $64,673, median income runs below typical U.S. levels.
Taken together, 12953 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 12953 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Franklin County, New York and the nation. Every figure is auditable to a public dataset and refreshed as records update; 12953 shows blanks, not estimates, wherever the record is sparse.
Each component behind 12953 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 12953 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 12953
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 12953 by the numbers
A live read on 12953: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Franklin County ZIP reports
Nearest ZIP codes to 12953
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 12953
Other reports tied to Franklin County, New York — ZIP, county and statewide.
See every distressed parcel in 12953
Every distressed parcel in 12953 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology