Franklin County, VT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Franklin County, Vermont? DLRadar grades every Franklin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Franklin County breakdown.
- Franklin County's most distressed ZIP is 05468 at 23/100.
- 18 ZIP codes tracked in Franklin County, averaging 20/100 distress.
- Franklin County reads peak — home values up 0.7% year over year, 0.5% off peak.
- Vacancy runs 14.7% across Franklin County's tracked ZIPs, with a 8.9% poverty rate.
- The typical Franklin County home is worth about $293,931 against a ~$86,585 median income.
- Lending headwind in Franklin County sits at 57/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 05468 | 23/100 |
| 2 | 05444 | 22/100 |
| 3 | 05464 | 22/100 |
| 4 | 05471 | 21/100 |
| 5 | 05441 | 20/100 |
| 6 | 05447 | 20/100 |
| 7 | 05448 | 20/100 |
| 8 | 05450 | 20/100 |
| 9 | 05454 | 20/100 |
| 10 | 05455 | 20/100 |
| 11 | 05457 | 20/100 |
| 12 | 05459 | 20/100 |
Most distressed ZIP codes in Franklin County (composite distress 0-100, 2026)
What is driving Franklin County distress
Nothing here is estimated: Franklin County is scored from filings alone, and its ZIPs average 20/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Franklin County market phase and pricing
The cycle in Franklin County is peak, with values up 0.7% year over year and 0.5% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions about this county
What is the hardest-hit ZIP in Franklin County?
ZIP 05468 leads Franklin County at 23/100, recomputed monthly from public records.
How would you describe the Franklin County market phase?
Phase for Franklin County: peak, tracking a 0.7% gain year over year, read off the FHFA index.
Can the Franklin County figures be verified?
Every Franklin County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 18 Franklin County ZIP codes that it runs on every other U.S. county, so Franklin County's numbers are directly comparable to any other market.
How much do distress scores vary between Franklin County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Franklin County ZIPs DLRadar ranks, scores run from 23/100 in 05468 down to 20/100 in 05459, against a Franklin County average of 20/100. Those 3 points separate the ZIPs worth working in Franklin County from the rest.
What do Franklin County home values and vacancy say about distressed supply?
The typical Franklin County home carries about $293,931 of value against a median household income near $86,585. Vacancy across Franklin County's tracked ZIPs runs 14.7% and the poverty rate is 8.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Franklin County's foreclosure and lien data and its 57/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.