Franklin County, VT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Franklin County, VT distress report, 2026: 18 ZIPs scored in Franklin, VT, Franklin, VT average 21/100; the top Franklin, VT ZIP is 05468 at 24/100; Franklin, VT market phase peak, Franklin, VT prices +0.7% year over year.
- Franklin, VT ranks #1,385 nationally (opportunity index); Franklin, VT #12 in Vermont; Franklin, VT index 29.8.
- Franklin, VT: no CFPB county sample; Franklin, VT metro area reading 0.4%.
- Franklin, VT ZIP phases: 16 peak, 2 neutral.
- Franklin, VT residential listings tracked: 22 across 15 ZIPs; Franklin, VT candidate listings 15.
- Franklin, VT HUD assisted properties: 3 with 50 units.
- Franklin, VT lenders on watch: 3; largest Franklin, VT footprint Peoples Tr Co Of St Albans (5 branches).
- Franklin, VT most distressed ZIP: 05468 at 24/100.
Franklin, VT figures: DLRadar distress index; Franklin, VT inputs: CFPB, FHFA, HUD, FDIC; Franklin, VT rebuilt as sources refresh.
| Rank | Franklin, VT ZIP | Score |
|---|---|---|
| 1 | 05468 | 24/100 |
| 2 | 05444 | 22/100 |
| 3 | 05464 | 22/100 |
| 4 | 05471 | 21/100 |
| 5 | 05441 | 20/100 |
| 6 | 05447 | 20/100 |
| 7 | 05448 | 20/100 |
| 8 | 05450 | 20/100 |
| 9 | 05454 | 20/100 |
| 10 | 05455 | 20/100 |
| 11 | 05457 | 20/100 |
| 12 | 05459 | 20/100 |
Most distressed Franklin, VT ZIPs (0-100, 2026)
Mortgage delinquency around Franklin, VT
No CFPB county sample covers Franklin, VT; the metro area reading for Franklin, VT (Burlington-South Burlington, VT): 0.4% ninety-plus; Franklin, VT area thirty-to-eighty-nine 0.8% (December 2025, Franklin, VT); Vermont overall 0.7%.
Opportunity index: Franklin, VT
Franklin, VT index 29.8, Franklin, VT phase early_signal; Franklin, VT primary driver vacancy, Franklin, VT second driver construction. Franklin, VT components: property stress 19.2, foreclosure pressure 20.1, listing discounts 26.9, bank stress 56.3, insurance 0.0; Franklin, VT pulse 34.1; Franklin, VT capital opportunity 23.4.
ZIP market phases inside Franklin, VT
18 Franklin, VT ZIPs carry a price-cycle phase; Franklin, VT ZIPs by phase (Franklin, VT), deepest drawdown first: peak, +0.7% YoY, 0.5% off peak (Franklin, VT): 05441, 05447, 05448, 05450, Franklin, VT 05454, 05455, 05457, 05459, Franklin, VT 05468, 05476, 05478, 05481, Franklin, VT 05483, 05485, 05488; peak, +1.1% YoY, 0.5% off peak (Franklin, VT): 05471.
Residential listings by Franklin, VT ZIP
Franklin, VT ZIPs with the most tracked Franklin, VT residential listings: 05454 5 listings, 5 candidates, bank pressure 65; 05459 4 listings, 2 candidates, bank pressure 65; 05478 3 listings, 0 candidates, bank pressure 65; 05488 3 listings, 3 candidates, bank pressure 65 (Franklin, VT); 05448 1 listings, 0 candidates, bank pressure 65; 05450 1 listings, 1 candidates, bank pressure 65; 05455 1 listings, 1 candidates, bank pressure 65; 05457 1 listings, 1 candidates, bank pressure 65. Franklin, VT totals: 22 listings; Franklin, VT candidates 15; active ZIPs 2.
HUD assisted housing in Franklin, VT
3 assisted properties with 50 units sit in Franklin, VT; largest Franklin, VT properties: Lake Street Apartments (Saint Albans) 31 units, 31 assisted; Abenaki Acres (Swanton) 12 units, 12 assisted; Lake Street Apartments (Saint Albans) 7 units, 6 assisted in Franklin, VT.
Lenders with branches in Franklin, VT
Franklin, VT lenders by branch count: Peoples Tr Co Of St Albans (Franklin, VT): stress 66, 5 branches low in Franklin, VT; Union Bank (Franklin, VT): stress 85, 2 branches low in Franklin, VT; Community National Bank (Franklin, VT): stress 54, 1 branch low in Franklin, VT.
Vacancy and permits, Franklin, VT
3,056 of 23,019 Franklin, VT housing units are vacant; Franklin, VT permits, twelve months: 45 multifamily units in Franklin, VT, 122 one-to-four unit units.
Work Franklin, VT at the parcel level
Every Franklin, VT parcel carries owner and address; every Franklin, VT parcel carries APN; Franklin, VT distress scores sit on the Franklin, VT live board.
Franklin, VT figures refresh with each source.
Franklin, VT questions
Most distressed ZIP code in Franklin County, VT?
ZIP 05468 leads Franklin, VT at 24/100; next in Franklin, VT: 05444 at 22/100; the Franklin, VT average is 21/100.
Where does Franklin County, VT rank for investment opportunity?
Franklin, VT is #1,385 among all ranked counties, #12 in Vermont; the Franklin, VT driver is vacancy; Franklin, VT moved down 50 places.
How many mortgages are delinquent in Franklin County, VT?
Franklin, VT takes the metro area reading of 0.4% for December 2025; no CFPB county sample covers Franklin, VT.
Which banks lend in Franklin County, VT?
3 watched lenders hold Franklin, VT branches; the largest Franklin, VT footprints are Peoples Tr Co Of St Albans (5), Union Bank (2), Community National Bank (1).
More on Franklin, VT
Franklin County, VT distress report: public-record figures for Franklin, VT; not legal advice for Franklin, VT; not tax or investment advice; verify every Franklin, VT record before acting.