Franklin County, VT: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, VT: 35/100 (moderate) home-insurance distress; Franklin, VT band LOW; Franklin, VT #1,497 of 3,222 counties; Franklin, VT #13 of 14 in Vermont; raw Franklin, VT 41.0; Franklin, VT coverage multiplier 0.85.
FEMA hazard, Franklin, VT: 68/100; Franklin, VT declarations, three years: 4; Franklin, VT perils: 2 tropical-storm, 2 severe-storm; Franklin, VT five-year count 10 (severity 12.0); Franklin, VT ten-year 10; hazard-weighted, Franklin, VT: 8.0.
Declared incidents on the Franklin, VT record: 2024 Tropical Storm 2; 2024 Severe Storm 2 (Franklin, VT); 2023 Severe Storm 2; 2023 Flood 2 (Franklin, VT).
NFIP claims, Franklin, VT, three years: none; Franklin, VT claim-stress 0/100.
Franklin, VT monthly score fell, 36 (March 2026) to 35 (October 2026); Franklin, VT by month: March 36, April 36, May 38, June 38 (Franklin, VT), July 44, August 36, September 40, October 35.
Franklin, VT components: climate 68; Franklin, VT retreat index 35; Franklin, VT climate multiplier 0.85.
Construction distress, Franklin, VT: 65/100 as of August 2026 (Franklin, VT: 76/100 one-to-four unit, 25/100 multifamily).
Franklin, VT ZIPs, June 2026 (Franklin, VT, 16 highest): score 0 (Franklin, VT), climate 66 (Franklin, VT): 05468; score 0 (Franklin, VT), climate 38 (Franklin, VT): 05471; score 0 (Franklin, VT), climate 37 (Franklin, VT): 05441, 05447, 05448, 05450, Franklin, VT 05454, 05455, 05457, 05459, Franklin, VT 05476, 05478, 05481, 05483, Franklin, VT 05485, 05488.
DLRadar rescores Franklin, VT monthly; Franklin, VT readings join Franklin, VT foreclosure, lien and ownership parcels (Franklin, VT), so cost-squeezed Franklin, VT owners surface before listing.
Inside Vermont, Franklin County ranks 13th of 14 counties for home-insurance distress at 35/100; Bennington County (44/100) sits just above Franklin County, and Grand Isle County (32/100) sits just below Franklin County.
Deterministic. Every Franklin County, VT signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, VT) · how insurance distress works in Franklin, VT · methodology
FAQ: Franklin County, VT insurance distress
What is the Franklin County, VT home-insurance-distress score?
Franklin, VT: 35/100 (LOW), #1,497 of 3,222, #13 in Vermont. FEMA hazard, Franklin, VT: 68/100; NFIP stress, Franklin, VT: 0/100; construction, Franklin, VT: 65/100; Franklin, VT rescores monthly.
Is Franklin County insurance distress getting better or worse (VT)?
Franklin, VT: 36 in March 2026; Franklin, VT: 35 in October 2026 (better); Franklin, VT climate component 68.
Which Franklin County ZIP codes carry the most insurance distress (VT)?
Franklin, VT, June 2026: 05468 at 0, 05471 at 0, 05441 at 0, 05447 at 0; Franklin, VT climate scores there: 66, 38, 37, 37.
Why does Franklin, VT insurance distress create sellers?
A Franklin, VT premium outruns the Franklin, VT budget; a carrier leaves Franklin, VT; Franklin, VT carrying cost passes plan; Franklin, VT owners sell while current; Franklin, VT insurance distress leads Franklin, VT foreclosure data.