ZIP 12132 Foreclosure, Tax-Lien & Distress Report
Columbia County, New York · Distress market
Scored purely from public records, 12132 (Columbia County, New York) returns a low composite of 21/100. Leading the profile are construction/permit lag (62/100), structural risk (47/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100). On the structural side it scores 47/100, with 0/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (68/100).
The market reads peak — home values rose 4.9% year on year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
Owners hold 100% of homes, renters 0%. On demographic stress specifically, 12132 scores 2/100. Population is roughly 129 with a median age of 64. Around 100% of adults hold a bachelor's degree or higher. The ZIP holds roughly 69 housing units. Vacancy runs 9.7%. The poverty rate is 0.0% — low.
Overall 12132 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 12132 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 12132's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 12132 reflects the current record instead of a stale or modeled snapshot.
Behind 12132's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 12132 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 12132
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
12132 at a glance
Current distress, phase, housing and lender-pressure figures for 12132, drawn from the same report attached to each property.
Columbia County ZIPs near 12132
Related reports across Columbia County, New York
Keep going: ZIP, county and state distress coverage for Columbia County, New York.
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Built from public records, scored the same way everywhere · methodology