ZIP 12502 Property Distress & Foreclosure Data

Columbia County, New York's ZIP 12502 registers 19/100 composite distress, which DLRadar reads as low. Structural risk reads 43/100 against active distress of 3/100. The most distinctive pressure shows up in construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (68/100).

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 25% higher over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 96% owner-occupied to 4% rented. A median home runs $370,500 here, or 4.0 times local income. Vacancy runs 29.4%, above the national norm and a classic distress-and-opportunity signal. Roughly 6.1% live below the poverty line, a low share typical of higher-equity areas. 1,019 residents call 12502 home, typically aged 51. On demographic stress specifically, 12502 scores 28/100. Rent burden reaches 38% of tenant households. There are about 584 housing units across 12502. About 42% have a four-year degree. Households earn a median $83,583 — near the roughly $78,000 national figure.

Taken together, 12502 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.